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At The Financial Transformation, we go beyond credit repair — we equip individuals and business owners with the tools, education, and personalized support they need to transform their financial future.
Whether you’re working to improve your credit score, build business credit, or simply get a stronger handle on your financial wellness, our services are designed to meet you where you are — and move you forward.
Experience credit repair in a way that’s transparent, effective, and guided by real people. Our team includes dedicated Personal Credit Coaches and Dispute Experts ready to help you tackle negative items such as:
Late payments
Liens
Foreclosures
Repossessions
And more
We keep it simple: pay as you go, cancel any time, and always stay in control.
Ready to grow your business the smart way? Learn how to build credit under your business’s name — not your own. Our coaching helps you:
Separate personal and business finances
Build business credibility
Access funding opportunities
More than just services — we provide education that sticks. Our Financial Intelligent Training (F.I.T.) program empowers you with real-world financial knowledge, so you can make informed decisions and avoid costly mistakes.
Through practical education, personal support, and a community of women working toward similar goals, participants learn how to make better financial decisions and take steady steps toward long-term stability.
What Pink Purse Power ProvidesPink Purse Power is more than a financial program—it is a movement that reminds women they do not have to figure everything out alone. With the right tools, guidance, and support, every woman can begin building the life and financial future she deserves.
Ready to Take Control of Your Finances?Join the Pink Purse Power movement and begin investing in you and your future.
Ready to Buy a Home? Let’s Make Sure You’re Truly Ready.
Buying a home is one of the biggest financial decisions you’ll ever make—but before you start touring homes or speaking with a lender or REALTOR®, you need to know your numbers.
Ask yourself:
If you answered “no” to any of these questions, you’re in the right place.
Our Homebuyer Preparation Program is designed to help you build a strong financial foundation before you apply for a mortgage. We’ll walk you through your finances, identify areas for improvement, develop a personalized action plan, and help you become mortgage-ready with confidence.
Don’t guess. Know your numbers. Prepare with confidence. Buy with confidence.
Your journey to homeownership starts here. Schedule your Homebuyer Preparation Consultation today!
Posted on Google Gene CobblerTrustindex verifies that the original source of the review is Google. Tamara was very very knowledgeable concerning the subject matter, and she was extremely helpful. I recommend her highly.
Owner's reply
Thank you so much for your kind words, Gene. We're thrilled Tamara's knowledge and assistance made a difference for you. We appreciate your recommendation and will be sure to share your praise with her. We look forward to helping you again whenever you need us.Posted on Google Jazmine CuttinoTrustindex verifies that the original source of the review is Google. My experience with this company has been amazing! I’ve learned a lot and have improved my spending habits and credit.Posted on Google katina powellTrustindex verifies that the original source of the review is Google. I Took Mrs.Rivers Fit academy class. It was an 8 weeks course. I learned so much about budgeting and making good financial decisions. My financial stability is a big goal of mine. The class gave me the tools to make this happen. One of the most important thing I've learned is when you get paid pay yourself first. I recommend everyone take this class. The class provides you with the information to meet your financial goals.
Owner's reply
Thank you so much for your kind words! It was truly a pleasure having you in the FIT Academy class. I’m proud of the commitment you showed throughout the 8 weeks, and it means a lot to hear that the lessons on budgeting and financial decision-making are helping you move toward your goal of financial stability. “Pay yourself first” is one of the most powerful habits you can build, and I’m excited to see you applying the tools you learned. Thank you for trusting me to be a part of your financial journey and for recommending the class to others. Wishing you continued success as you work toward your financial goals!Posted on Google Shayla YoungTrustindex verifies that the original source of the review is Google. I’ve learned a lot from Mrs. Rivers-Edwards who took time and patience to help me succeed in my financial journey. I really appreciate her taking the time to give me the knowledge about everything I need to know for my future and moving forward in life. I would highly recommend anyone who needs help with their financial goals to reach out to her.
Owner's reply
Thank you so much for your kind words! It truly means a lot to know that the time we spent together made a positive impact on your financial journey. My goal is always to provide the knowledge, tools, and support needed so individuals can move forward with confidence and make strong financial decisions for their future. I’m proud of the progress you’re making and appreciate you trusting The Financial Transformation to be part of your journey. Wishing you continued success as you move forward toward your financial goals!Posted on Google TykoriaTrustindex verifies that the original source of the review is Google. "Mrs. Rivers was chosen to assist me with my journey toward homeownership, and after working with her for over a year, I couldn't be happier. She has been awesome from the very start. I especially appreciate how she took the time to explain every detail and educate me through every obstacle we faced. Thanks to her guidance, I am now confident in my financial future. I highly recommend her services!"
Owner's reply
Thank you so much for your kind words and recommendation! It has truly been a pleasure working with you on your journey toward homeownership. Watching your progress over the past year and seeing your confidence grow in managing your finances has been incredibly rewarding. My goal is always to make sure my clients understand the process, overcome obstacles, and feel empowered to make strong financial decisions for their future. I’m proud of the hard work you’ve put in, and I’m excited about the opportunities ahead for you. Thank you again for trusting The Financial Transformation to be part of your journey!Posted on Google Thelma PerryTrustindex verifies that the original source of the review is Google. I cannot say enough amazing things about The Financial Transformation, LLC! I have been working with them for over nine years, and the impact on my financial life has been truly transformational. From the very beginning, the guidance has been knowledgeable, patient, and incredibly personalized. Every step of the way, I’ve felt supported, educated, and empowered to make smarter financial decisions. What sets them apart is the genuine care and commitment to their clients’ success — it never feels transactional, it feels like a partnership. Over the years, I’ve gained clarity, confidence, and real progress toward my financial goals. The professionalism, integrity, and consistency are unmatched. If you’re looking for someone who truly understands finances and cares about helping you build a stronger future, I highly recommend The Financial Transformation, LLC.
Owner's reply
Thank you so much for your heartfelt words. It truly means the world to us that you have trusted The Financial Transformation, LLC for over nine years. Watching your growth, confidence, and commitment to your financial journey has been an honor. Our goal has always been to educate, empower, and walk alongside our clients — not just provide a service, but build lasting partnerships rooted in trust and progress. Your dedication to doing the work is what made the transformation possible. We are incredibly proud of the strides you’ve made and grateful to be part of your financial journey. Here’s to continued clarity, confidence, and success ahead! — The Financial Transformation TeamPosted on Google Deryk FaberTrustindex verifies that the original source of the review is Google. Tamara is an expert, comes highly experience and is driven to provide the best service and results for her clients!
Owner's reply
Thank you so much for your kind words! I truly appreciate you taking the time to share your experience. Serving my clients with knowledge, integrity, and results is my top priority, and feedback like this means more than you know.Posted on Google Nia’s BeautyTrustindex verifies that the original source of the review is Google. My experience with my financial advisor has been exceptional. She is knowledgeable, patient, and always takes the time to explain things clearly. I feel confident in the financial decisions I’m making because of her guidance. Highly recommend to anyone looking for someone trustworthy and dedicated.
Owner's reply
Thank you so much for taking the time to leave a review ! I truly appreciate your kind words , and I’m so glad you found value in the financial classes . It means a lot to know that the information is helping you move forward with confidence.